Put on a family karaoke show with the VocoPro Pop-Up Oke dual set!

My family is having a blast with this VocoPro Pop-Up Oke Dual Set that I received from VocoPro to review.  VocoPro holds the number one spot for high end professional karaoke products.  The Pop-Up Oke is an all in one wireless microphone with a built in mixer and speaker.  It even has a light show feature, which is really cool.  And you get two of them in this set!  You can link them together to perform duets with your family and friends.

Ways to make money from home

Are you looking for ways to make money from home?  I have scoured the internet, talked to friends and family, and my own experience to give you some ideas.

Two companies that you all know; Avon and Tupperware.  Both are still going strong today.  My Grandma used to sell Avon back in the day and she made pretty good money doing it, too.  Tupperware basically offers the same payments plans as Avon, you get a percentage of what you sell and  deep discounts on what you buy as a consultant.  I know all of us have purchased something from Avon and Tupperware.

What special skills do you have that you can market?  Are you a good photographer with a top notch camera?  Do you know how to start a photography business? Buy a few photo props and get started.  You can make accounts on social media outlets to advertise.  I see these a lot in online yard sale groups on Facebook.  You can start by posting pictures you have already taken. I personally know someone that charges a $50 sitting fee for a 30 minute session.  You can photograph kids, weddings, Holidays, pregnancies, the list is endless.  This can be a very profitable work from home business.

I know a lot of people that have started their own boutique business.  They buy trendy clothes at wholesale prices and sell them for a profit.  I have even bought a few clothing items myself from these boutique businesses and been quite pleased.  When you can work from home, you set the hours YOU want to work.  With the boutique type business, you can have a certain time of day you post pictures of the items you have for sale and people will comment that they want to buy that item. You can even do this one or two days a week. You send an invoice and when they pay, you ship the item to them.  You can do this on Facebook or set up a marketplace on a blog using Shopify or many others selling tools like it.

If you are a Mom that wants to stay home with the kids, perhaps you would like to provide daycare in your home for other children.  With the cost of daycare ranging from $150 to $200 week for one child, that is definitely a way you can work from home and make money.  You need to check with you state's Department of Human Resources to see how many kids you can keep if you are not certified.  Or, if you want to be a certified daycare, you can find all the information you need to start!

Make sure when you decide that you want to work from home that you have a marketable skill.  If you do not like selling items and having to deliver, do not sign up to sell Avon.  If you like fashion and are a good stylist that can recognize the trends in fashion, check out the boutique wholesalers.  All of these work from home ideas can make you money, you just have to be willing to do the work.

How bad credit affects your everyday life

Bad credit.  Those two awful words you hate to hear.   You can still get loans with bad credit, but your interest rate will be much higher.

Everyone has a reason when they are told their credit is bad.  Most of us forget to make a payment on time.  Your credit score is impacted by each and every payment you make late. If you want bad credit to turn to good credit, then you must take the necessary steps to bring your credit score to one that is acceptable to lenders.

I know plenty of people that just say, "I'm not paying that", because their payment was late or non existent the month before and now they have been assessed late fees.  A $25 payment can be assessed a $35 late payment fee and now to get current with that creditor you have to pay $60.    If this sounds like you, do not fret.  Call your creditor and ask if they can waive the late fee if you make the payment.  Most of the time, if this is your first time being late, they will waive the late fee.

Time after time, I advise people to just pick up the phone and call your creditor.  I promise they are willing to work with you so you can get your debt paid off to them. They do not want you to have bad credit. They want you to pay off your debt, so you can have more debt with them.Your credit score and your bad credit impacts so many things in your life.  Many employers will run a credit check on you and if you have bad credit, you won't get that job.  Your car auto and home insurance rate is based on your credit worthiness. Renting or leasing a new home or apartment often requires a credit check.   If you have less than perfect credit, you will not get that place.  Or, if you do, you are often times charged a higher deposit or higher rent

I think the group of people that are self employed have the hardest time getting a loan.  Why is this?  Most creditors can verify employment  through pay check stub or knowing the minimum pay scale for your job.  Self employed loans require so much more .  You need several years of tax returns to show you are making a profit. They want income statements, profit and loss statements to assure you are credit worthy.  The risk to creditors for those that are self employed seem to be high. Miss a payment while you are self employed and your credit score tanks and creditors are less likely to make any loans to you.

If you have been denied a loan due to bad credit, you will get a letter staying why.   Check your credit report, there is a possibility of a mistake in your credit file.  If there is, you need to let the credit reporting agency(ies) know.  You can dispute this and get your credit back on track.  There are so many things you can do if you have bad credit,but you have to be willing to do the work to get yor score to one that is favored by creditors.

Drink To Dad This Father's Day!

Root Out Root Beer Flavored Whisky or known as Root Out Whisky is a blend of the finest root beer flavoring with a smooth Canadian blended whisky that is aged for four years in American Oak barrels from bourbon generating a rich, root beer flavor with a hint of vanilla. My dad loved Root Beer and so do I. I wish my dad had gotten to try this he would have loved it! Root Beer Whiskey was a must for our Father's Day celebrations! I like Root Beer and my husband likes Root Beer and Whiskey. What a great idea Root Out Root Beer Flavored Whisky!

Lucky Fortune Friday is here!

Our friends at WowWee provided me with these samples to review.  These Lucky Fortune collectible accessories are so adorable.  They are recommended for ages 6 and over and have a suggested retail price of $3.99.  You can find them at Walmart, Claire's and Amazon.  They will also soon be available at Target, Kohl's, Five Below and Walgreens.

These fortune cookies are made of plastic, but when you open them up you will still find the traditional paper fortune inside.  But you will also find a surprise lucky charm bracelet.  There are over 100 charms that you could get, with different levels of rarity.  You might even get the ultra lucky and rare gold dipped charm.  Yes, you might be lucky enough to get a charm the is dipped in real gold.  

   
Wear them as you collect them, the more the better.  Give them as gifts and trade with your friends.  Try to collect them all!  

You can buy these in single packs (which contains 1 Toy Cookie, 1 Surprise Bracelet and 1 Paper Fortune) or in a special 4 pack box, which has 4 of the singles inside of it.  So go ahead and pick some up and add to your luck today!

Giveaway - for 4 skin care products from Skin Nation - Enter Now!

Here's another great giveaway hosted by our friends at Westman Reviews.  They have asked us to share this with our readers.

Enter to win the following 4 products:  Skin Nation Men Clean Face Wash, Skin Nation Men Revive After Shave Splash, Skin Nation Love Body Lotion and Skin Nation Cuckoo For Coconuts Coconut Oil.  For more details, please read the review on this product HERE.  We are not responsible if the sponsor fails to deliver the prize. Come back daily for more entries!

a Rafflecopter giveaway

Open to United States Residents ONLY.  Must be 18 or over to enter.  Winner will have 48 hours to respond to the winning notification email with shipping information.  If we don't receive a response within 48 hours, then you forfeit your prize and an alternate winner will be chosen. Once we have a confirmed winner, their first name and last initial will be announced here.   Remember, the more entries you have, the higher your odds of winning becomes.  The more entry tasks you complete, the more entries you will have.  Good luck to all who enter!

Disclosure:  Westman Reviews, and any of the participating bloggers, are not responsible for the shipping of the prize.  That will be done by the sponsor.  Facebook and other social media platforms are not associated with this giveaway in any way.

Kestrel Disc Golf Pro Set Bundle Giveaway

And we have a winner! Congratulations to Steve I. from Apollo, PA!  Thank you to everyone who entered!  Keep watching for new giveaways coming soon!

We are joining our friends at Westman Reviews to bring you this giveaway for a Kestrel Disc Golf Pro Set Bundle.  Enter for your chance to win!

Enter this giveaway for The Kestrel Disc Golf Pro Set Bundle.  Kestrel Outdoors (our sponsor) will ship the prize to the winner. The bundle that the winner will receive consists of the following:  3 discs (distance driver, mid-range and putter) and a disc golf bag.  For more details, please read our review on this product HERE.  We are not responsible if the sponsor fails to deliver the prize. Come back daily for more entries!

a Rafflecopter giveaway

Open to United States Residents ONLY.  Must be 18 or over to enter.  Winner will have 48 hours to respond to the winning notification email with shipping information.  If we don't receive a response within 48 hours, then you forfeit your prize and an alternate winner will be chosen. Once we have a confirmed winner, their first name and last initial will be announced here.   Remember, the more entries you have, the higher your odds of winning becomes.  The more entry tasks you complete, the more entries you will have.  Good luck to all who enter!

Disclosure:  Westman Reviews, and any of the participating bloggers, are not responsible for the shipping of the prize.  That will be done by the sponsor.  Facebook and other social media platforms are not associated with this giveaway in any way.

Steripod summer travel pod prize package from Steripod

This is a giveaway hosted by Reviewz & Newz.  The sponsor is Steripods.  We have been invited to share it.  Enter for your chance to win! 

One lucky winner will receive a Summer Travel Pod Prize Package ideal for home and especially when traveling no matter where your Memorial Day Weekend of summer vacation takes you. The prize package includes: one Steripod Kit for Women, one Steripod Kit for Men and one of each Steripod Kids Glitter Pod Toothbrush Protector 2-packs in adorable animal packaging your little ones will love. That's 22 pods total! Prize also includes a Steripod Holographic Toiletries Bag for your purse or carry on.

a Rafflecopter giveaway

The sponsor, Steripod, is responsible for shipping the prize to the winner.  Must live in the U.S. and be 18 or over to enter.  Winner will have 48 hours to respond to the winning notification email with shipping information.  If we don't receive a response within 48 hours, then you forfeit your prize and an alternate winner will be chosen. Once we have a confirmed winner, their first name and last initial will be announced here.  Facebook and other social media platforms are not associated with this giveaway in any way.   

Heat Holders, The Warmest Thermal Socks

I received these products from Heat Holders to review.

The men's and ladies' original socks will keep your feet warm on the coldest day.  They are 7 times warmer than ordinary socks and 3 times warmer than other thermal socks.  They are non binding, so they are perfect for diabetics.  And they are available in several different colors.  You can buy them on the Heat Holders site for $15.99.

They are also available as an ankle sock.  It is just as warm as the original socks and you can get them in several different colors.  You can buy them on the Heat Holders site for $9.99.

The Heat Holders tights and leggings will keep your legs warm when you're wearing dresses.  Regular tights and pantyhose are not heavy enough to keep the cold away, but Heat Holders will.  They are also available in several different colors so you can coordinate them with your dress.  You'll want several of these in different colors.  You can but them on the Heat Holders site for $14.99.

Power AirFryer Oven

I received the 6 Quart Power AirFryer Oven from Tristar Products in exchange for my review.

This is an Air Fryer, Rotisserie and Dehydrator all in one appliance.  It lets you cook healthier by using little or no oil.  The secret is the Power AirFryer Pro Rapid Air Technology that cooks foods with a whirlwind of super heated air for a great crispy fried taste without all of the added fat and calories. 

The super heated cyclonic air gives 360° air crisp circulation that is perfect for air frying, rotisserie and dehydrating.  It has an innovative LED digital display panel, pre-set smart buttons, 3 cooking layers with multiple air flow racks, extra large easy grip handle, extra large crystal clear window to watch the cooking process inside, automatic shut off, 3 color choices and cooking temperature up to 400° and 3 color choices.

You get up to 70% less calories fat vs. deep fried fast food because you use little or no oil to cook in this.  It is available for purchase HERE for 4 easy payments of $39.99.